My guess is you found something related to the autoload changes of recent.
This is not one I plan on digging into today.
EDIT
Almost forgot to give you this useful feedback that affirms what you found.
On my system running Windows 10.
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?- predicate_property(format/3,file(M)).
M = 'c:/program files/swipl/library/yall.pl'.
?-
EDIT
OK, I just couldn’t let this one go without a bit more checking.
?- predicate_property(C,file(F)).
C = ansi_format(_2898, _2900, _2902),
F = 'c:/program files/swipl/library/ansi_term.pl' ;
C = library_directory(_3932),
F = 'c:/program files/swipl/boot/parms.pl' ;
C = ignore(_4962),
F = 'c:/program files/swipl/boot/init.pl' ;
C = init_win_menus,
F = 'c:/program files/swipl/library/win_menu.pl'
Action (h for help) ? abort
% Execution Aborted
?- predicate_property(ignore(_),file(F)).
F = 'c:/program files/swipl/boot/init.pl'.
So trying it all
?- predicate_property(C,file(F)).
C = ansi_format(_8550, _8552, _8554),
F = 'c:/program files/swipl/library/ansi_term.pl' ;
C = library_directory(_9584),
F = 'c:/program files/swipl/boot/parms.pl' ;
C = ignore(_10614),
F = 'c:/program files/swipl/boot/init.pl' ;
C = init_win_menus,
F = 'c:/program files/swipl/library/win_menu.pl' ;
C = file_search_path(_12670, _12672),
F = 'c:/program files/swipl/boot/init.pl' ;
C = prolog_exception_hook(_13702, _13704, _13706, _13708),
F = 'c:/program files/swipl/library/prolog_stack.pl' ;
C = load_files(_60),
F = 'c:/program files/swipl/boot/init.pl' ;
C = _802/_804,
F = 'c:/program files/swipl/library/yall.pl' ;
C = ansi_get_color(_1834, _1836),
F = 'c:/program files/swipl/library/ansi_term.pl' ;
C = prolog_file_type(_2866, _2868),
F = 'c:/program files/swipl/boot/init.pl' ;
false.
reveals a direction, e.g.
C = _802/_804,
F = 'c:/program files/swipl/library/yall.pl' ;